This privacy policy ("policy") will help you understand how Union Bank of India ("us", "we", "our") uses and protects the data you provide to us when you use our Credit Card Mobile Application ("app", "service").

We reserve the right to change this policy at any given time, of which you will be promptly updated. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page on our mobile application.

When you use our application, we may collect the following data:
- Personal Information: Name, phone number, email address, date of birth, and other details you provide during registration.
- Financial Information: Credit card numbers and related transactional details

We collect your data for several reasons:
- To verify your identity.
- To improve and personalize our services.
- To enhance security and prevent fraud.
- To provide better customer support.
- To comply with regulatory requirements.

We may share your information with: - Our service providers and third-party vendors (e.g., for payment processing, technical support).
- Regulatory and legal authorities when required by law.

Union Bank of India is committed to securing your data. We implement robust security measures such as:
- Encryption
- Secure servers
- Regular security assessments

These measures protect your data from unauthorized access, disclosure, alteration, or destruction.

You have the right to access and update your personal data by contacting your nearest Union Bank branch.

Users are strictly prohibited from attempting to reverse engineer the application/software. Any such attempt will result in liability for damages to the full extent permissible under law.

We may update this Privacy Policy from time to time, and the updated version will be made available on our mobile application.

Effective Date: 30/05/2025